DPS VMP

First Time Buyer's Guide

If this is the first time you have bought a house then the process can seem all too daunting.  There is a lot to think about but at Daniels Property Services we help you every step of the way.  This is the usual process in which to purchase a property:

 

1.      Sort Out Your Finances

 

You need to know how much you are able to spend before looking at properties.  Our in house financial advisor is not restricted to a small number of banks and lenders, so they are able to look at all the mortgage deals and offers applicable to you and your circumstances.

 

2.      The Fun Part! See Some Properties!

 

You can browse our wide variety of properties and choose the ones you want to see.  We arrange these ‘viewings’ for when they best suit you.

 

3.      Make An Offer

 

Once you feel you have found “The One” you need to put to us what your offer is and confirm your financial status.  We shall deal with your offer immediately and liaise between you and the owner.

 

4.      Instruct a Solicitor

 

When a purchase price has been agreed you need to instruct a solicitor to do your conveyancing.  At Daniels Property Services we work alongside local conveyancers to make the buying process as smooth as possible.  If you are unsure of which solicitor to use we can recommend one to you.

 

5.      The Legal Process

 

This is that stage of the nitty gritty!  We liaise with your solicitor and the owner’s solicitor, sorting out all the legal documents and requirements on your behalf.  This stage includes matters such as fixtures and fittings lists, property searches, contracts, deposits and land registration.

 

6.      Exchange & Completion

 

Once all the legal side has been done and all parties agree to a moving date contracts are officially exchanged and completion is imminent.  If you are part of a chain, all parties concerned have to agree to the moving date, which is called the completion date.  This is the very date that money is paid.

 

If you are at all unsure about buying a house for the first time, please feel free to contact us, and we can give you free advice.

  
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